Joy Points Rewards
DEEM Finance
United Arab EmiratesFinance
Joy Points Rewards is the rewards program for DEEM Finance credit cardholders in the UAE, earning points on all purchases made with eligible credit cards.
Last updated: March 2, 2026
1
Airlines
Transfer Calculator
Calculate how many points you'll receive from DEEM Finance transfers
0
Airline Partners
Transfer points to 1 airline loyalty program
Select Product
Transfer Partner | Ratio | Minimum | Increment | Fee | Transfer Time |
|---|---|---|---|---|---|
Etihad Guest Etihad Airways | 1 : 0.1 | 5,000 | 5,000 | FREE | 72 hours |
All Cards
FREE
1 : 0.1
TRANSFER PARTNER
Etihad Guest
Etihad Airways
Minimum
5,000
Increment
5,000
Transfer Time
72 hours
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1
Total Partners
1
Airline